Wagering requirements explained: a bingo bonus multiplied by ten

A wagering requirement is how many times you must play a bonus through before you can withdraw any winnings. In Great Britain, that number has been capped at ten since January 2026, and many bingo bonuses require less.

Below, we explain how it works, what the new rules changed, and the sum most guides leave out: how much of a bonus you can still expect once it’s cleared.

How a Wagering Requirement Works

Take Mecca Bingo’s welcome offer as a real example. Deposit at least £5, spend it on bingo, and you get a £20 bingo bonus. That bonus carries a 5x wagering requirement, which Mecca spells out in its terms. You need to buy £100 of bingo tickets before you can withdraw any bonus winnings, within 30 days of the bonus landing.

The £100 is a running total of your ticket spend. It doesn’t have to come out of your own pocket, because tickets bought with the bonus, and with whatever the bonus wins along the way, all count towards it.

So the number in front of the x is a multiplier. Multiply it by the bonus to get the total you need to play through.

How a 5x wagering requirement works: a £20 bingo bonus needs £100 of bingo tickets before winnings can be withdrawn

The January 2026 10x Wagering Cap

On 19 January 2026, new Gambling Commission rules came into force for every licensed site in Great Britain. A site can now only ask you to play bonus funds through  “a maximum of 10 times”.

That’s a big change from what came before. When it announced the change, the Commission’s own example was a £10 bonus with a 50x requirement, meaning you’d have to play through £500. Under the cap, the most that same £10 bonus can ask for is £100. You’ll still find older guides quoting 35x or 50x as normal, but on a UK-licensed site those figures are history.

The same rules banned bonuses that tie different kinds of gambling together. A single offer can’t include more than one product type, such as bingo and casino, which is why so many bingo welcome offers now make you choose. At Mecca, your first £5 of spend decides it. Spend it on bingo for the £20 bingo bonus, or on slots for 50 free spins. Buzz Bingo’s offer stays on the bingo side too, with a £30 online bingo bonus at 4 times wagering and a £10 voucher for its clubs.

What 1x, 4x and 10x Mean

The lower the multiplier, the sooner you can withdraw a bonus. This table shows the total play-through for some typical bonus sizes.

Bonus1x4x5x10x (legal maximum)
£10£10£40£50£100
£20£20£80£100£200
£30£30£120£150£300

If you think in tickets rather than pounds, £100 of play-through is 1,000 tickets at 10p each. A 1x bonus is the closest thing to cash, since you only have to play it once.

Wagering on Bingo Bonuses

Bingo bonuses come with a few quirks that casino guides tend to skip.

Not every room counts. Mecca’s £20 bingo bonus can’t be used in Best Odds Bingo, either of its Deal or No Deal rooms or any invite-only room, so check which rooms a bonus works in before you buy tickets.

The order in which you spend your money varies. Mecca’s terms take your cash first, then the bonus, with one exception: bingo bonuses are used before your cash. On the Jumpman Gaming network, behind sites like Mirror Bingo and Star Wins, your real money goes in before any bonus funds.

Some bingo bonuses aren’t for bingo at all. Across Jumpman sites, welcome bonus funds apply only to a set list of slot games, and bingo isn’t on it. So a bingo-branded site can still give you what is really a slots bonus.

Cashing out early can cost you the bonus. At Mecca, taking money out of your cash balance while wagering is still running forfeits whatever is left in your bonus balance.

How Much of a Bonus You Can Expect to Keep

Bingo rooms pay out less in prizes than they take in tickets, which is how the site gets paid, so playing a bonus through costs you something on average. The sum is simple. Take the amount you have to play through and multiply it by the share the room keeps.

What makes bingo different is how much that share can be. Bingo payout rates aren’t often published, but Butlers Bingo’s terms set its rooms anywhere from 65% to more than 100%, and it only passes 100% in guaranteed games that didn’t sell enough tickets to cover the prize. We’ve explained more about payout rates and how they’re set elsewhere.

Here’s what that means for a Mecca-style £20 bonus with £100 to play through.

Payout rateAverage cost of £100 SpedWhat’s left of a £20 bonus
65%£35Nothing (the bonus usually runs out first)
75%£25Nothing (the bonus usually runs out first)
85%£15About £5
95%£5About £15

Now compare a £20 slots bonus at the full 10 times. That’s £200 to play through, but on a slot that pays back 96%, the average cost is £8, leaving about £12. A lower bingo multiplier doesn’t automatically mean a better deal, because the room’s payout rate matters just as much.

These are averages, of course. Bingo is streaky, so one big full house can leave you well ahead of these figures, and plenty of sessions end with nothing. Across lots of players, though, the sums come out roughly like this.

Chart: how much of a £20 bingo bonus you keep on average after 5x wagering at different room payout rates, compared with a 10x slots bonus

The Small Print to Check

The multiplier is only one line of the terms. These are the others we’d read before claiming anything.

  • The time limit. Mecca gives you 30 days, and anything not played through by then is forfeited.
  • A cap on what you can convert. On the Jumpman network, you can convert a bonus into withdrawable cash up to the amount of your total deposits, up to £250.
  • Login rules. Jumpman sites remove bonus balances after more than seven days without a login.
  • What unlocks it. Mecca requires £5 in bingo spend before adding the bonus, and PayPal or Paysafe deposits don’t qualify.
  • Where winnings land. When you pay for a ticket with a mix of cash and bonus, Mecca splits any win between your cash and bonus balances in the same proportions.

Can You Beat Wagering Requirements?

Not in any reliable way. The maths behind every game favours the site, and a wagering requirement makes you play more, so no system turns a bonus into guaranteed profit.

What you can do is choose well. Pick bonuses with low multipliers or none at all, play them in rooms where they count, buy tickets you’d have bought anyway, and treat a bonus as extra games rather than money in the bank. If the terms make your head spin, that’s usually a sign to skip the offer.

What Does No Wagering Mean?

No wagering means exactly what it says. Whatever you win with a bonus or free game lands in your cash balance, ready to withdraw, with no play-through attached. Offers like that are rarer and usually smaller, but they’re the simplest and have become increasingly popular with players. We track the current no wagering bingo sites and, for slot players, the no wagering slots sites with free spins where you can keep the winnings.